Forget what you’ve heard about SBA loans being hard to get.

We Help You Secure $50,000 to $5,000,000

Why Choose a SBA Loan?

There are many types of business loans available in the financing market. Most are focused on a specific asset or business type. You can see that we list equipment and real estate separately in the menu above. However, the SBA offers multiple programs that cover all asset types and business classes. In fact, the most popular SBA loan program, the 7a program, can even provide working capital for your projected payroll, marketing, and other needs.

Furthermore, SBA backed loans provide great terms and interest rates. The SBA caps the maximum interest rate a lender can charge so that your revenues go to your business and not your lender. Your monthly payment will also be easy on you because the SBA allows for a long term loan, up to 10 years for equipment and 25 for real estate! Conventional loans often do not allow for terms this long.

SBA loans are only long and difficult when the application and underwriting processes are not handled well. We do it right! You can expect 30 days to funding on simple loans and within 60 days for more complex loans. If construction or affiliates are involved, 90 days. If you need funds sooner, consider a short term loan.

Two things that help an SBA loan move quickly, 1) documentation completed well, 2) work with an experienced, certified lender.


In today’s market, underwriters are inundated with loan applications so they are moving as fast as they can. We help you complete all documentation perfectly so that your loan moves through the system easily with no hurdles. Underwriters will not spend much time trying to “figure it out”.  They will simply send it back or deny the loan. Our expertise ensures your loan request does not get kicked back due to incomplete or confusing documentation. If you are not familiar with government document requirements, creating personal financial statements, or submitting debt schedules, let us help you secure a smooth and fast approval.

Your value is huge because you didn’t just connect me to a lender with a $100,000 credit line, you also gave me more credibility with that lender” – Paul


Did you know that SBA lenders are not all alike? Most local banks or branches only process two or three SBA loans per year. These lenders struggle to understand the rules and have to get permission from the SBA for every move they make. This back-and-forth with the SBA drastically slows the process. Fortunately, there is a group of lenders that process hundreds of SBA applications every year and have teams of people that work with small business owners daily. The SBA recognizes those who truly understand the SBA SOP (400 pages) and issues special credentials for those lenders. Here at Future Point Capital we stay up to date with the SBA regulations and policies. In addition, we only partner with the best lenders in the business and work closely with you to ensure your documents are impeccable so they are processed efficiently, with the shortest turnaround time possible. Forget what you have heard about how difficult SBA loans are and let us help you get financed quickly.

“You knew just how to get me the financing I needed.” – Jonathan, a Physical Therapist

Contact us today to find out if you qualify (Use the form on this page, or give us a call).


Loan Use

A small business loan can be used to purchase real estate, equipment, inventory, advertising, or even hire new employees. But again, not all lenders are alike. Some lenders like restaurants, some don’t. Some lenders like hotels, some don’t. Some lenders like startups, some don’t. Whether your business is young or old, small or big, we will work with you to find a solution tailored to help you accomplish your next goal. We are experienced with a wide range of businesses and most are eligible for SBA loans.

  • Healthcare Practices
  • Gas Stations & Car Washes
  • Restaurants
  • Professionals (Engineering, Architecture, Accounting, etc…)
  • Self Storage
  • Service Based (Plumbing, Electrical, Landscaping, etc…)
  • Preschool and Daycare
  • Auto Repair (Brakes, Transmission, Collision, etc…)
  • Retail Stores
  • Assisted Living & Senior Care
  • Franchises on the SBA approved list
  • And many more!

Ineligible Businesses include:

  • Anything illegal
  • Investments (rental property, etc…)
  • Nonprofits
  • Multi Level Marketing
  • Financing Firms (Banks, Equipment Leasing, Factors, etc…)
  • Gambling

Acquiring an Existing Business

We offer business acquisition solutions for successful commercial operations. With quick pre-qualification and up to 15-year terms (25 for real estate). The SBA programs we work with can smooth the way for you to acquire an existing business.

Get the Funding You Need Along With Great Terms

The SBA’s mission is to help small businesses grow. In 2020 the SBA granted more loans than in the previous 10 years combined. The SBA wants to help you survive and thrive, but your application needs to present your business in the best light, with the most appropriate information. We have been helping small businesses accomplish this for several years and we can help you increase your chances of securing the financing you are seeking.

Future Point Capital represents SBA backed small business programs which provide up to $5 million dollars and up to 90% loan-to-value with terms from 7 to 25 years. The SBA guarantees the lender that up to 75% of the loan is covered if the borrower defaults, making these loans attractive to lenders. Furthermore, the SBA caps the percentage a lender can charge for interest, keeping the cost very reasonable. Remember, these programs can be used for almost any business expense including debt consolidation, advertising, hiring new employees, inventory, real estate, equipment and much more.

How We Are Paid

Our fee to assist you with completing documents and packaging is $450. Why do we charge this? We spend hours reviewing your business plan, projections, personal financial statement, tax records, financial statements and more in order to make recommendations that help the application process go smoothly and quickly. Our expertise with small business loans and our vast network of partner lenders allows us to help you complete your application with the best supporting package a lender can ask for.

Lenders love working with us because we make their job easier. Underwriting the loan is much easier when documents are in order and completely explain the business, global financial picture, and projections. Therefore, those lenders typically pay us a referral fee after a loan has been funded.

Lets Get Started

Our lending professionals at Future Point Capital will be happy to discuss your current situation and need with a free initial consultation, taking roughly 15 to 30 minutes. If we believe you are a good fit for an SBA loan, we will offer our services to begin the process of getting your documents in order and lining up the best lender. This makes us a valuable partner in the financing process.

“You worked tirelessly to find me the right lender for my business. I don’t know where I would be without you” – Jim, an engineering firm

Contact us today to find out if you qualify (Use the form on this page, or give us a call).