If you are looking for information on PPP Loans, go HERE.

Forget what you’ve heard about SBA loans being hard to get.

SBA loans are only long and difficult when the application and underwriting processes are not handled well. We do it right! Two things can make an SBA loan difficult, 1) your documentation, 2) an inexperienced lender.

We Help You Secure $50,000 to $5,000,000

For New Loans Approved before September 30, 2021

7(a) Loans (working capital, equipment, real estate, acquisition)

  • First Three Payments Waived – Up to $9,000 per payment
  • SBA Guaranty Fees Waived – Save up to $120,000
  • Lenders are Guaranteed up to 90% of your loan, improving your chances of approval

504 Loans (real estate, equipment)

  • First Three Payments Waived – Up to $9,000 per payment
  • CDC Processing Fee is Waived
  • New 504 Express Program for Real Estate Under $500,000
  • Removed limitations on refinancing

Express Loans

  • Maximum Loan Amount Increased to $1,000,000
  • For loans under $350,000 Lenders are Guaranteed 75% of your loan, improving your chances of approval

These program changes are funded by the CARES and Economic Aid Acts. So, funds are limited. Take action now.


In today’s market, underwriters are inundated with loan applications so they are moving as fast as they can. If your documentation is not in order, confusing, or filled out incorrectly, an underwriter will kick it back. They will not spend much time trying to “figure it out”.  They will simply send it back for correction or more information. But the worst part is, every time your application gets sent back for correction, you go to the back of the line. If you are not familiar with government document requirements, creating personal financial statements, or submitting debt schedules, you may want our help to ensure a quick, smooth underwriting process.

Your value is huge because you didn’t just connect me to a lender with a $100,000 credit line, you also gave me more credibility with that lender” – Paul


Did you know that SBA lenders are not all alike? Most local banks or branches only process two or three SBA loans per year. These lenders struggle to understand the rules and have to get permission from the SBA for every move they make. This back-and-forth with the SBA drastically slows the process. Fortunately, there is a group of lenders that process hundreds of SBA applications every year and have teams of people that work with small business owners daily. The SBA recognizes those who truly understand the SBA SOP (which is long and complex) and issues special credentials for those lenders. Here at Future Point Capital we stay up to date with the SBA regulations and policies. In addition, we only partner with the best lenders in the business and work closely with you to ensure your documents are impeccable so they are processed efficiently, with the shortest turnaround time possible. Forget what you have heard about how difficult SBA loans are and let us help you get financed quickly.

“You knew just how to get me the financing I needed.” – Jonathan, a Physical Therapist

Contact us today to find out if you qualify (Use the form on this page, or give us a call).

Loan Use

A small business loan can be used to purchase real estate, equipment, inventory, advertising, or even hire new employees. But again, not all lenders are alike. Some lenders like restaurants, some don’t. Some lenders like hotels, some don’t. Some lenders like startups, some don’t. Whether your business is young or old, small or big, we will work with you to find a solution tailored to help you accomplish your next goal. We are experienced with a wide range of businesses and most are eligible for SBA loans.

  • Healthcare Practices
  • Gas Stations & Car Washes
  • Restaurants
  • Professionals (Engineering, Architecture, Accounting, etc…)
  • Self Storage
  • Service Based (Plumbing, Electrical, Landscaping, etc…)
  • Preschool and Daycare
  • Auto Repair (Brakes, Transmission, Collision, etc…)
  • Retail Stores
  • Assisted Living & Senior Care
  • Franchises on the SBA approved list
  • And many more!

Ineligible Businesses include:

  • Anything illegal
  • Investments (rental property, etc…)
  • Nonprofits
  • Multi Level Marketing
  • Financing Firms (Banks, Equipment Leasing, Factors, etc…)
  • Gambling

Acquiring an Existing Business

We offer business acquisition solutions for successful commercial operations. With quick pre-qualification and up to 15-year terms (25 for real estate). The SBA programs we work with can smooth the way for you to acquire an existing business.

Get the Funding You Need Along With Great Terms

The SBA’s mission is to help small businesses grow. In 2020 the SBA granted more loans than in the previous 10 years combined. The SBA wants to help you survive and thrive, but your application needs to present your business in the best light, with the most appropriate information. We have been helping small businesses accomplish this for several years and we can help you increase your chances of securing the financing you are seeking.

Future Point Capital represents SBA backed small business programs which provide up to $ 5 million dollars and up to 90% loan-to-value with terms from 7 to 25 years. The SBA guarantees the lender that up to 75% of the loan is covered if the borrower defaults, making these loans attractive to lenders. Furthermore, the SBA caps the percentage a lender can charge for interest, keeping the cost very reasonable. Remember, these programs can be used for almost any business expense including debt consolidation, advertising, hiring new employees, inventory, real estate, equipment and much more.

How We Are Paid

Our fee to assist you with completing documents and packaging is $350. Why do we charge this? We spend hours reviewing your business plan, projections, personal financial statement, tax records, financial statements and more in order to make recommendations that help the application process to go smoothly and quickly. Our expertise with small business loans and our vast network of partner lenders allows us to help you complete your application with the best supporting package a lender can ask for.

Lenders love working with us because we make their job easier. When documents are in order and completely explain the need and business projections, underwriting the loan is much easier. Therefore, those lenders typically pay us a referral fee after a successful loan request has been funded.

Find Out More

Our lending professionals at Future Point Capital will be happy to discuss your current situation and need with a free initial consultation, taking roughly 15 to 30 minutes. If we believe you are a good fit for an SBA loan, we will offer our services to begin the process of getting your documents in order and lining up the best lender. This makes us a valuable partner in the financing process.

“You worked tirelessly to find me the right lender for my business. I don’t know where I would be without you” – Jim, an engineering firm

Contact us today to find out if you qualify (Use the form on this page, or give us a call).